Skip to main content

Mortgage Loan Checklist

Before applying for a mortgage loan with your direct lender, there are a few important items and documents you’ll need to gather in order to be fully prepared. We have provided a mortgage loan checklist below, that details exactly what you’ll need to have handy before purchasing the home of your dreams!

Copy of your I.D.

  •   Driver’s License

Current Bank Account Statements (All Pages)

  •   Checking & Savings statements – Last 60 Days

Income/Employment

  •   Complete 2 year employment history
  •   Paystubs – Last 30 Days
  •   W-2/1099’s – Last 2 Years
  •   Federal tax returns (All Pages) – Last 2 Years
  •   Business tax returns (Self-Employed Only) – Last 2 Years
  •   YTD Profit & Loss Statement (Self Employed Only)
  •   Retirement/Social Security income (If Applicable)

Property (If Applicable)

  •   Mortgage statement(s)
  •   Current Homeowners Insurance Agent Contact Information
  •   Property Tax bill
  •   Homeowners Association Dues Statement (If Applicable)

Special Circumstances (If Applicable)

  •   List of property you own with addresses
  •   Landlord Contact Information
  •   Bankruptcy papers
  •   Divorce or separation decree with alimony and child support information
  •   DD214 for VA loans

For Refinancing

  •   Mortgage note for the loan you are refinancing
  •   Owner’s Title policy and Survey

After you have all of the necessary items, give The Mortgage Firm Gainesville a call to schedule a time to talk about moving forward with the next steps of the loan application process!

Use our loan calculator below to calculate an

estimate of your mortgage payment

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Check out our additional homebuying resources